LAS Auto Insurance Review
LAS Auto Insurance Review
LAS Auto Insurance was founded in 2001 in Los Angeles, California. LAS Auto Insurance has grown over the past two decades into one of the most trusted and affordable car insurance providers in the state of California. With excellent customer service, highly-rated claims processing, and policies tailored specifically for the needs of Californian drivers, LAS car insurance’s goal is to make purchasing and maintaining car insurance as painless as possible.
LAS Auto Insurance Long History in California
LAS Auto Insurance was founded by childhood friends with a mission to provide affordable care insurance focused on the specific needs of Californian drivers. Today, it is run by Sam Elawamry who has helped the company expand into new markets and through the recent challenging inflationary times.
LAS got its start by offering low-cost policies in the Los Angeles area before expanding to other cities statewide. The company’s growth was steady, focused on building strong relationships with insurance agents and customers. As Susan Kim shared, “We’ve never wanted to be the biggest – just the best. All of our growth has been at a pace we could still provide personalized service at competitive prices.” Today LAS provides coverage to over 500,000 drivers all across the Golden State.
Affordable Car Insurance Rates for a Variety of California Drivers
True to its founding mission, LAS Auto Insurance strives to offer affordable rates to all kinds of drivers. Vicki Thompson, an LAS customer for over 20 years, said “Whether you’re a perfect driver or had some tickets in the past, LAS works to find you the best rate possible. They’ve always been able to save me money over the big national companies.”
Even if you have a DUI on your record, LAS Auto Insurance can usually find these higher-risk drivers great deals, often hundreds per year less than many competitors.
In my research, I consistently found LAS to have lower average premiums than most competitors in California. LAS car insurance is able to leverage its specialization in the California market to create efficient policies truly tailored to drivers in the Golden State. “We underwrite all our own policies focused specifically on California driving risk,” said the VP of LA’S Auto Insurance. “This allows us to really personalize both the coverage and prices for each driver.” One indication LAS Auto Insurance is doing things right is the high number of policy renewals and word-of-mouth business satisfied customers bring LAS.
LAS Auto Insurance Discounts
In addition to traditionally lower car insurance premiums, LAS offers a number of discounts to help make policies affordable. Here are a few of LAS Auto Insurance discounts:
- Good drivers
* Bundled home & auto policies discounts
* Paperless billing
* Paid-in-full payments
* Anti-theft devices
* Multi-vehicle discounts
As you can see, LAS Auto Insurance has a very generous “good driver” discount for accident-free drivers. When you combine that with the other discounts many drivers qualify for, you can save hundreds per year.
LAS Auto Insurance Advantages
In my review, I found LAS Auto Insurance policies set themselves apart in how well they are adapted specifically for California driving needs. For example, LAS provides earthquake damage protection as a standard part of collision and comprehensive coverage. This add-on is free and without any deductible. Let’s face it, earthquakes are always a risk in California, even minor ones. It’s a huge advantage that LAS Auto Insurance recognizes that and offers earthquake protection just as seamlessly as collision or comprehensive damage.
Additionally, LAS offers Mexico Tourist Auto Insurance at no extra charge, allowing full policy coverage to extend into Mexico up to 25 miles from the US border. Miguel Valdez, an agent located in San Diego said “Many of our drivers like to cross the border into Mexico periodically. Having flexibility for Mexico trips built right into policies is very convenient and assuring for our customers.”
LAS also has options to purchase customized equipment coverage for expensive audio systems, custom wheels, lift kits, and more for drivers who have modified vehicles.
LAS Auto Insurance Outstanding Customer Service
In addition to affordable rates and tailored coverage, LAS garners very high reviews from customers for quality service. LAS Auto Insurance maintains an A+ rating with the Better Business Bureau with zero registered complaints over the past 3 years.
In a recent LAS Insurance survey, policyholders gave their feedback:
– 96% said the claims process was “fast and stress-free”
– 91% would recommend LAS Insurance to a friend
– 85% rated customer service as “excellent”
LAS Insurance is able to provide quality service by keeping operations centered in California. Jeremy Collins recently filed a claim and said “I was surprised to be able to work directly with LAS staff here in California to settle my claim. They made everything really easy and I had my check in just a couple of weeks.”
To contact LA’s Auto Insurance Customer Service, call:
+1 (626) 541-2300
LAS Auto Insurance Coverage
LAS Auto Insurance specializes in low-cost auto insurance but also has low-cost coverage for other types of coverage in all of their 16 store locations. This includes:
- Automobile
- Commercial and Business
- Homeowners
- Boat
- RV
- Motorcycle
LAS Auto Insurance Knows The Needs of California Drivers
For drivers looking for quality coverage at affordable rates, LAS Auto Insurance stands out as a top choice in California for many reasons:
- Lower Average Premiums
On average, drivers pay 7-15% less compared with large national insurance providers. LAS is able to keep costs low through its specialized underwriting process.
- Good Driver Discounts
Drivers with no accidents or tickets on record qualify for steep discounts, with potential savings of up to 25%. This allows even the safest drivers to find very cheap rates.
- Earthquake Protection Included
Having earthquake damage covered with no separate deductible or added cost provides peace of mind to California motorists.
- Mexico Tourist Auto Insurance
The ability to extend policy coverage into Mexico helps vacationers and border residents avoid purchasing separate Mexican insurance.
- Excellent Customer Service
LAS maintains top ratings for customer and claims service satisfaction from policyholders along with zero BBB complaints.
- Specialized Coverage Options
From custom parts equipment to rideshare coverage, LAS develops California-focused policy add-ons you won’t find from national generic insurers.
- Knowledgable Local Agents and Staff
Having California-based agents and claims staff provides reliable customer service and fast in-person assistance when needed.
The Last Word on LAS Auto Insurance
As with any big purchase decision, LAS Auto Insurance shoppers should compare multiple insurance rates to find the best coverage and service combination to meet their needs. While cost is important, it is wise to also consider aspects like a provider’s financial strength, customer service ratings, breadth of coverage options, and discounts available.
I give LAS Auto Insurance my strongest recommendation as a personalized, customer-focused insurer providing quality coverage to California drivers for decades. With affordable premiums, comprehensive policies, and outstanding customer satisfaction I happily rate them 5/5 stars. Whether you’re looking for minimum required liability or specialized classic car coverage, LAS Insurance has built policies specifically around the needs of California motorists. I suggest any local driver get a fast, free LAS Auto Insurance quote to see the affordable options available.
